Yet only 5.5 million policies are in effect, and 40 percent of them are in Florida, according to FEMA's own data. Nationally, the FEMA maps are leaving some 100 million Americans and 35 to 40 million uninsured homes and businesses at risk of flooding, Bryant said.
"FEMA recommends flood insurance coverage, even if it is not required by law or a financial lender for a mortgage, as the best protection against the unpredictable and significant financial losses a flooding event can cause," said FEMA press secretary Lizzie Litzow.įEMA provides individual and household protection assistance to people in the "X" flood zone for their uninsured or under-insured disaster-caused expenses and serious needs if they meet the required eligibility factors, Litlow said. “It is dangerously inaccurate,” Bryant said.įEMA acknowledges the maps need updating and says it is the process of doing so. Michael caused $3 billion in the Florida Panhandle.
Hurricane Irma caused $50 billion in damage in Florida, making it the most expensive in the state's history. Many of those outdated flood maps are in parts of Florida hit hard by hurricanes in the last few years. Those outdated maps pose a high risk to homeowners and business owners alike, said Amanda Bryant, director of operations for My Flood Risk. still in shambles over 200 days after Hurricane Michael
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